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If you're just starting your online business and your sales projections will be LESS than $900 to $1000 average per month, then you might consider using 2CheckOut as a 3rd party payment processor. If you feel you will be spending more per month than you might consider a traditional Merchant Account as you will save money with a traditional Merchant account.
With 2CheckOut you will automatically be able to offer your customers the ability to pay using VISA/MasterCard/American Express and Discover Card. And if you have $0 in sales during a month, unlike a traditional Merchant Account, you are not charged any fees.
To learn more about using 2CheckOut as your payment processor visit their Web site.
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